Arizona requires that every motor vehicle operated on roads in the state be covered by liability insurance through a company that is authorized to do business in Arizona. This includes golf carts, motorcycles and mopeds.
Minimum levels of financial responsibility are:
- $15,000 bodily injury liability for one person and $30,000 for two or more persons
- $10,000 property damage liability
Insurance companies notify MVD of all policy cancellations, non-renewals and new policies. If your insurance company sends a notice that your policy is no longer active, MVD will send you an inquiry notice to verify insurance status. Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license.
The Arizona Mandatory Insurance Reporting System manual is available for insurance companies to download.
Check Insurance Status
You may submit proof of insurance through our secure email response system, which encrypts your personal information and allows you to attach your Arizona insurance identification card.
Temporarily Discontinue Insurance: Notify MVD
Temporarily discontinuing the required insurance on a vehicle until it is ready to be on the road again is referred to as de-insuring a vehicle. It is important to notify MVD when this occurs as a means to prevent suspension for failing to maintain proper insurance. To notify MVD, complete the online De-Insured Certificate.
De-Insurance Notification to MVD